Upload or enter
Review statement details with OCR or add balances, income, bills, and debts manually.
Private Financial Control for the Philippines
Your money has a next move.
Upload statements or enter numbers manually. Kasyafi organizes your debts, bills, and cash flow—then shows exactly what is safe to spend and what to do next.
Private by design₱ PHP-first centavo accuracy No bank connection required
Safe to spend
until your next payday
₱4,350
Available cash₱27,500
Protected obligations−₱21,150
Safety buffer−₱2,000
Next best move
Reserve card minimum payment before due date on the 15th.
How Kasyafi Works
From numbers to clarity.
A simple setup converts scattered bank statements and notes into one connected, predictable decision timeline.
Protect essentials
Deterministic calculations reserve fixed commitments and your custom buffer first.
Decide safely
Follow one high-impact next move and simulate purchases before money leaves.
Free Financial Tools
Check the numbers before the next move.
Get full interactive estimates without creating an account. All amounts stay entirely in your browser.
View all 18 calculatorsUnderstand the tradeoff, not just the answer.
Practical guides for debt, cards, budgeting, and payday pressure—written without shame or shortcut promises.
Browse all guidesSource-backed guideHow to read a Philippine payslipTrace earnings, government contributions, withholding, other deductions, and net pay.
Practical frameworkHow much emergency fund do I need?Choose a target from essential costs and the risks your household actually carries.
Decision guideShould I invest or pay debt?Compare contractual debt cost with uncertain returns, liquidity, fees, and risk.