Your money has a next move.

Kasyafi protects upcoming bills, debt minimums, and your buffer—then shows what is genuinely safe to spend today.

Set up my finances See how it works
Private by designPHP-firstNo bank connection required

Safe to spend

until your next payday

Illustrative plan

₱4,350

Available cash₱27,500
Protected obligations−₱21,150
Safety buffer−₱2,000

Next best move

Prepare your BPI Card minimum before Aug 24.

From balance to decision.

A short manual setup turns the facts you already know into one clear plan.

Enter the facts

Add balances, income, bills, and debts manually—no integrations needed.

Protect what matters

Deterministic calculations reserve obligations and your chosen buffer.

Choose with context

See one next move and simulate purchases before money leaves.