PhilHealth Contribution Calculator
Calculate your monthly, quarterly, and annual PhilHealth premium shares based on the current 5.0% Universal Health Care rate schedule.
PhilHealth Inputs
₱750
₱4,500
₱18,000
Calculation Formulas & Steps
1. Apply Salary Floor and Ceiling
Monthly basic salary is subject to a ₱10,000 income floor (minimum ₱500 premium) and a ₱100,000 income ceiling (maximum ₱5,000 premium).
2. Calculate Total Monthly Premium
Multiply the base salary by the 5.0% statutory premium rate.
3. Determine Member and Employer Share
For employed workers, premium is split 50/50 (2.5% EE / 2.5% ER). Direct individual contributors shoulder 100% of the premium.
Assumptions & Rules
- Calculated using the 5.0% premium rate schedule mandated under the Universal Health Care Act (RA 11223).
- Floor is ₱10,000/month; Ceiling is ₱100,000/month.
Exclusions & Edge Cases
- Indirect contributors (indigents, senior citizens without income, 4Ps beneficiaries) are subsidized by the national government.
₱30,000 Monthly Salary (Employed Member)
An employed worker earns a basic monthly salary of ₱30,000 under the 5.0% PhilHealth rate.
Sample Inputs
- Basic Monthly Salary
- ₱30,000.00
- Contributor Type
- Direct Contributor (Employed)
Result Breakdown
- Premium Rate
- 5.0% (split 50/50)
- Total Monthly Premium
- ₱1,500.00
- Employee Monthly Share
- ₱750.00 (2.5%)
- Employer Monthly Share
- ₱750.00 (2.5%)
- Annual Total Premium
- ₱18,000.00
Takeaway: For formally employed members, the 5.0% premium is divided equally (2.5% deducted from employee, 2.5% paid by employer).
PhilHealth 5.0% Premium Rate Schedule
Under Republic Act No. 11223 (Universal Health Care Law), PhilHealth contributions are calculated as 5.0% of the member's monthly basic salary.
The minimum monthly premium is ₱500.00 (based on the ₱10,000 floor), and the maximum monthly premium is ₱5,000.00 (based on the ₱100,000 cap). For employed members, this equals a maximum employee deduction of ₱2,500.00 per month.
Questions people ask next
How much is the minimum PhilHealth contribution?
The minimum monthly premium is ₱500.00 (₱250 employee share and ₱250 employer share for employed members), applicable to all salaries of ₱10,000 and below.
How much is the maximum PhilHealth contribution?
The maximum monthly premium is ₱5,000.00 (₱2,500 employee share and ₱2,500 employer share), capped at ₱100,000 monthly basic salary.
Official Philippine Sources
Kasyafi calculators are updated against first-party government regulations, schedules, and circulars:
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